WebBranch with 3 ATMs. (704) 916-6250. 8944 J M Keynes Dr. Ste 300. Charlotte, NC 28262. Directions. WebOn the city’s east side, a 27-foot-tall penguin welcomes visitors to Cut Bank, the “Coldest Spot in the Nation.” The 10,000-pound concrete bird even announces the frigid fact — when the squawk box works. The choice of iconic cold animal is ironic, because Cut Bank is closer to polar bears than penguins.
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